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About Apps Like FloatMe
Apps Like FloatMe: FloatMe is not an app that gives you free credit, and this app allows you to collect your paycheck before the official due date.
The advance limit is USD 50 – suitable for those who prefer small change to large amounts. Later, you have to repay the loan on the next payday. Unfortunately, FloatMe does not make it easy for self-employed and gig workers.
All in all, here are the reasons why you will love this app in the first place.
- The app is intuitive to use.
- It offers many valuable features without being challenging to understand.
- No interest or late payment penalties have to be paid.
Hence, this app requires you to pay $1.99 monthly to keep your account alive and functional. Otherwise, the limit is only $50 – you cannot increase the limit until a certain point. Its the best way to utilize apps like floatme.
Best Apps like FloatMe for iOS and Android
If you are observing for a platform to help you collect your cash before payday, FloatMe isn’t your only option. Here are other apps to consider.
1. Earnin
When it comes to the best FloatMe-like apps, Earnin deserves a place in the top three. If you have an emergency before payday, you can borrow a small salary beforehand.
Of course, you must send personal data, but it is stored in an encrypted place, and everything is obtained mainly with your permission.
Earnin does not charge you interest upfront; you can get up to $100 depending on your salary. Upgrades are, of course, possible, and a credit check is not required.
2. Dave
On the other hand, Dave is one of the best instant money apps today. Available for mutually iOS and Android phones, this app makes everything accessible to everyone.
In addition to contributing prompt payday loans of up to $100, Dave proposes budgeting tools and valuable warnings. To use this app’s features, you must be at least 18 years old and have a steady income.
This platform may be restricted in terms of your cash advance limit, and a membership fee must also be paid. However, there is no interest, and everything goes pretty quickly, which suits you when you need money fast.
3. PayPal
PayPal is more of an application that allows you to send and receive money in different currencies worldwide. That being said, the medium is pretty safe to trade.
If you use PayPal to sell, you can also access PayPal Business. You can then receive loans based on your sale.
Above all, this platform is an excellent idea for any transaction, regardless of the currency.
4. Brigit
Brigit is one of the finest instant cash advance apps you can access from your smartphone. Not only can you lend up to $250, but you can also use the budgeting tools in this app. In addition, there is no interest from the outset.
Finally, this app runs a credit check. And if you want to upgrade your membership, your Brigit Score must be at least 70. Everything in this app is transparent and straightforward, making Brigit one of the most popular.
Brigit is excellent if you’re looking for an app that notifies you when you’re about to be overdrawn.
5. DailyPay
Somewhat more than a pure payment app, DailyPay is more of a cashback platform. You can pay any bill through this app, and the refund will be sent straight to your account. Later, your credit can be used to pay bills, rent, and more.
Everyone is welcome to use this app regardless of their earnings or withdrawals. You can say that DailyPay is an app that allows you to earn money through specific activities, and it won’t hurt to try this application.
6. Alliant Banking
Alliant Banking is another exciting thing for you to see. This platform is more of a banking app where you can access your financial activities from one place.
More than anything else, you can use Alliant Banking to create budgets and get financial advice to make better decisions beforehand. So if you want to invest or save for specific goals, this platform will do you a favor.
7. Brink’s Money
This platform is one of the free FloatMe alternatives that allow you to save and invest easily. The user interface design is also straightforward to use. It doesn’t matter if you’re not tech-savvy; Brink’s Money has you covered.
Away from each other, you can also use this platform for budgeting. Brink’s money is like your personal financial assistant, and this app has many valuable features as long as you are eager to upgrade your subscription.
8. MoneyLion
Speaking of something similar to FloatMe, MoneyLion is presented as one of the best platforms to make, save and borrow money. Do you want to keep your salary? This platform makes it possible.
That being said, MoneyLion may be your best bet for cash advance applications unless no credit checks are required. You can borrow up to $1,000.
This platform does not charge monthly fees, service fees, and much more. In addition, MoneyLion also offers cash back!
9. Chimes
In the meantime, if you’re looking for an instant application for a $100 loan, Chime should also be on your consideration list. The app does not initially charge any additional fees.
You can also overstate up to $200 with no fees. All you have to do is ensure you don’t have a bad credit past.
Chime comes with valuable features to help establish healthy financial habits. One of these features is the automatically save tool.
10. Possible Finance
Possible Finance is one of the cash advance apps like Dave and FloatMe that you must use. You can take out a lesser loan and build a good credit bureau on this platform.
Once you take out the loan, you have eight weeks to pay it back. Although this app is mostly free, you may need to pay an additional fee depending on your location. Still, the interest rate is lower than other platforms on this list.
For those with lowly credit or no credit history, the app allows up to $500. And because Possible Finance doesn’t check your FICO score, you can get approved in minutes.
11. Payactiv
One such free instant cash advance app you should consider is Payactiv, which allows you to access your unpaid wages. Other than that, you can use the budgeting tools that are helpful for your financial planning.
The advance limit depends on how high your employer has set it. Payactiv, on the other hand, doesn’t charge you any interest, and no credit check is required; it is also unnecessary to store personal data.
As long as your employer has your unpaid hours worked, you can instantly access your earned wages even before official payday.
12. Klover
Klover, on the other hand, is a popular $100 instant loan app in the market. While they offer cash advances with no interest charges, the requirements you need to meet are a bit longer than other apps on the list.
As mentioned, the initial limit is $100. However, you can always increase the limit after using the app. Klover does not conduct background checks, and it also protects you from overdraft by notifying you in advance.
The only thing that makes Klover a bit so-so is the lack of a feature to create your credit score. Still, this platform is also worth considering.
13. Cleo
Need a $50 Instant Loan Application? Cleo is a platform that helps you get your cash up to $100 before payday. Besides that, you can keep track of every transaction with this app, and you may be entitled to cash refunds later.
One of the utmost incredible things about this app is that you can set your spending limit. Furthermore, there is no interest rate you have to pay; however, you must pay on time.
14. Empower
Empower might be a good option for those needing a personal financial assistant. You can control your money through this app and get a payday loan.
As an incredible $50 instant loan app, this platform will not charge you any interest or late fees. Also, the system does not perform any background checks.
You can borrow up to $250 with Empower, but your income must be at least $500. Then, you can use this app to save and reach your financial goal.
15. Current
Speaking of the best apps for small cash advances, Current also makes a list. This platform may be new compared to other names on the list; however, it allows users to get cash advances effortlessly.
All basic features can be accessed through the free version. However, you must sign up for the premium membership to access payday loans – it costs $4.99 monthly.
Feel free to use the free trial form if you are unsure whether to opt for the paid strategy. One of the most thrilling things is a feature that lets you overstate up to $100 at no extra charge; finally, there is additional reason to reflect Current.
16. MyPayNow
Speaking of apps that lend you money from your earnings, MyPayNow is one of the best apps to try. While this app is new to the market, it does offer several useful features.
You can withdraw your money on the same day. The refund will be debited directly from your next payday. However, remember that you will have to pay an additional 5% of the total amount of your loan.
The process is humble, but you must submit personal information before using all the features MyPayNow offers.
17. Albert
Another option you can consider is Albert. You can get instant credit up to $250 with this app. No credit check is required, and the system won’t charge you any hidden fees upfront unless you want the advance to reach your account much faster.
Albert also lets you try his Pro Plan. With this plan, you can get great benefits and pay what you want. The subscription costs only $6, and you should consider this option.
Conclusion
Apps like floatme is an excellent payday loan platform. Although it seems simple and easy to handle, many people get trap in this type of credit.
Many apps above won’t charge you interest charges, overdraft fees, and more. However, you may need to subscribe to their premium plans, which may not be affordable for everyone.
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